You have to insure yourself against the Uninsured. Buy
Uninsured Motorists coverage for your vehicle before you get in an accident. It’s
not that expensive and will save you from a major financial hassle. Cars get
hit all the time by other cars that have no insurance. Check out this link. If the car that hits yours has no insurance
and you don’t have collision coverage on your own car; who pays to fix your
car? You do. You will most likely have to pay for your own repairs or just live
with driving a banged up car. If your car is totaled in the accident then you wind up with no car. Yes, you
can try a lawsuit but if the guy you sue has no money are your problems over?
I am not an insurance
agent and this is just common sense advice not legal. You should consult an insurance
agent before you have an accident and consult with an attorney after you had an accident. Enough said.
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